Insurance Innovation

P&C underwriting strategies

Creating innovative P&C insurance products for both personal and commercial lines. IPE can handle the creation process from policy drafting, pricing to underwriting guidelines.

Putting in place partnerships with distribution networks or wholesale brokers. Negotiation of binders, Thrid Party Administrators. Monitoring execution, portfolios growth and risk management.


Brokerage & consulting

IPE has strong expertise in modeling, underwriting and in reinsurance market. We can leverage to the benefits of our clients: impact studies, quantitative and contractual analyses, reinsurance placement and execution.

Having a strong Insurance Linked Securities (ILS) Portfolio Management track record, IPE can advise its clients in their investment selection and risk appetite or execute a structured reinsurance transaction.

IPE is a leading independant reinsurance broker in France.



Internalized expertise

IPE is focused on innovation and specificaly digital thanks to internalised expertise.

Our digital platform of insurance products (from quotes to back office) allows implementation of a new products without any coding.

IPE has also developped an app to monitor in real time insurance portfolios, distribution, accumulation and profitability.

IPE Methodology

Our pragmatic and agile approach allows us to respond efficiently in a timely manner.

  • 1


    Identification of constraints, competition... Drafting of the specifications

  • 2


    Drafting a Business plan with dedicated underwriting strategy

  • 3


    Policy wording, pricing, underwriting guidelines

  • 4


    Putting in place partnership or binders. Possible implementation of distribution in our digital platform.

  • 5


    Broking reinsurance treaties or structured ILS


Our multiple expertises at the crossroad of actuarial science, digital technology and market knowledge led us to complete various projects:

Home Insurance

Designing a new product with innovative features and specific underwriting strategy. Writing policy and implementing pricing, binders with wholesale brokers.

Website for Landlords with digital solution for administrating leases embedding insurance offers.

Digital Platform

Digital Platform that enables distribution of insurance products (quote, contracts, billing) and automatize back office.

NoCode Plug&Play solution to implement new products...

Professional Indemnity for beauticians

Designing a new Professional Indemnity product for beauticians covering new technologies like pulsed light, microneedling etc.

Setting up a direct distribution solution plugged to our digital platform ESTHEGIS - Insurance for beauticians.


New Crop Insurance product.

Reinsurance placement.

Digital & Innovation

Digitalization of subscription tunnels in Homeowners, Auto etc.

Chat GPT : acculturation, prompt engineering de Chatbot internes. Aide au choix et déploiement de GED. Etude d’opportunité sur l’externalisation de la dématérialisation des courriers

Offices insurance

Designing a new insurance products targeting Professional offices with BI Interruption innovation.

Setting up a direct distribution solution plugged to our digital platform ASSURANCE BUREAU - Insurance for offices.

Traditional & Structured


We intermediate treaties, faculatives & binders either in a traditional fashion or in a structured way using ILS or Parametrics.
Mordern insurance distribution using an in house plateform multi canal leveraging API


Actuarial Science & Transformation

Actuarial field: Product conception, pricing, reserving, modeling...
Reinsurance: auditing and optimizing reinsurance programs, climate risk modeling, , CAT modeling and R&D in CAT model development
Transformation: Operational & organisatio, innovation, IT transformation, AGILE develoment, marketing, ESG
Project Management: change management, project management etc.


Building an Oasis from A to Z

IPE has been working for more than a year now

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About us

IPE operates as an independant consulting firm in actuarial science field and reinsurance brokerage. We are thrieved to work with insurer, reinsurer, mutuals, brokers and banks
We serve our expertise to our clients with agility and tailored made solutions. We combine Insurance expertise, management consulting and IT to best answer your problematics.

Pierre-Antoine Mazoyer

CEO, Partner

Pierre Mouilhade


Sofiane Sarahoui


Lisa Volte


IPE by facts

because numbers are always the best illustration


year of incorporation





Contact Us


102, avenue des Champs-Elysées
75008 Paris


+33 (0)